:root {
  --ink: #16181d;
  --ink-soft: #4a5160;
  --rule: #e3e6ec;
  --accent: #3d4db7;
  --bg: #ffffff;
  --bg-soft: #fafbfd;
}

* { box-sizing: border-box; }

html { -webkit-text-size-adjust: 100%; }

body {
  margin: 0;
  min-height: 100vh;
  display: flex;
  flex-direction: column;
  background: var(--bg);
  color: var(--ink);
  font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
  font-size: 17px;
  line-height: 1.65;
  -webkit-font-smoothing: antialiased;
}

.wrap {
  max-width: 44rem;
  margin: 0 auto;
  padding: 0 1.5rem;
}

.masthead {
  border-top: 3px solid var(--accent);
  background: var(--bg-soft);
  border-bottom: 1px solid var(--rule);
}

.masthead .wrap {
  padding-top: 1.25rem;
  padding-bottom: 1.25rem;
}

.masthead a,
.masthead span {
  font-weight: 600;
  font-size: 1rem;
  letter-spacing: 0.01em;
  color: var(--ink);
  text-decoration: none;
}

main {
  flex: 1 0 auto;
  padding: 3rem 0 3.5rem;
}

h1 {
  font-size: 1.85rem;
  line-height: 1.25;
  letter-spacing: -0.015em;
  margin: 0 0 0.5rem;
}

h2 {
  font-size: 1.075rem;
  letter-spacing: 0.005em;
  margin: 2.25rem 0 0.6rem;
}

.effective {
  color: var(--ink-soft);
  font-size: 0.9rem;
  margin: 0 0 2rem;
}

.lede {
  font-size: 1.1rem;
  color: var(--ink-soft);
  margin: 0 0 1.75rem;
}

p { margin: 0 0 1.15rem; }

ul {
  margin: 0 0 1.15rem;
  padding-left: 1.25rem;
}

li { margin-bottom: 0.35rem; }

a {
  color: var(--accent);
  overflow-wrap: anywhere;
}

a:hover { text-decoration: none; }

.contact {
  margin-top: 2.5rem;
  padding-top: 1.5rem;
  border-top: 1px solid var(--rule);
  color: var(--ink-soft);
  font-size: 0.95rem;
}

footer {
  flex-shrink: 0;
  border-top: 1px solid var(--rule);
  background: var(--bg-soft);
  padding: 1.5rem 0;
  font-size: 0.9rem;
  color: var(--ink-soft);
}

footer nav a {
  color: var(--ink-soft);
  text-decoration: none;
  margin-right: 0.35rem;
}

footer nav a:hover {
  color: var(--accent);
  text-decoration: underline;
}

footer .sep {
  color: var(--rule);
  margin-right: 0.35rem;
}

@media (max-width: 480px) {
  body { font-size: 16px; }
  h1 { font-size: 1.6rem; }
  main { padding: 2.25rem 0 2.5rem; }
}